Products & Plans

A.E. Mourad Agency benefit specialists have a thorough knowledge of both the products and the benefit programs available to employer groups. We help you design the optimal benefit plan by creating custom solutions and by negotiating your best value.

We have contracted with the world’s leading employee benefit and health care providers to provide an array of Fully Insured and Self Funded Programs.

Product Portfolio

In addition to the above we also provide other voluntary products such as:

Healthcare Plan Models

• Preferred Provider Organization (PPO)
• Health Maintenance Organizations (HMO)
• Point of Service (POS)
• Exclusive Provider Organizations (EPO)
• Indemnity Plan

In addition to “conventional” plan models; we have expertise with newer models such as:

• Consumer Driven Health Care Plans (CDHP)
  • Health Savings Accounts (HSA)
  • Flexible Spending Account (FSA)
  • Health Reimbursement Arrangement (HRA)
• Deductible Reimbursement Plan / Medical “Wrap” Plan

Administrative Services

• Enrollment and Eligibility Solutions
• Web Based HR & Benefits Communication
• Claims Auditing
• COBRA Services
• FMLA Services