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Pre-paid Legal & Identity Theft

Pre-paid Legal Services

Pre-Paid Legal Services®, Inc. pioneered the pre-paid legal industry and provides its legal plans and Identity Theft Shield as a voluntary employee benefit to thousands of companies nationwide. Pre-Paid Legal Services®, Inc. is listed on the NYSE and has been serving families since 1972.

Their two products, Life Events Legal Plan and Identity Theft Shield are employee benefit programs that will save your company money each year.

The savings stem from four key areas:

  • Employee’s time off work is reduced. Employees with a preventive system in place will spend less time off the job to deal with their personal legal or identity theft problems.
  • Productivity is increased because employees are not worried about their personal legal or identity theft issues.
  • Employees spending company time to make calls and handle personal legal or identity theft issues will be reduced.
  • Reduction in administrative costs, due to garnishments and court orders.

Identity Theft Protection

What is ID Theft? – It is the use of personal details/information to create a false identity. Unlike fingerprints, which are unique and cannot be given to someone else for their use, personal data – especially Social Security numbers, bank account or credit card numbers, telephone calling card number, and other valuable identifying data – can be used by others to start new accounts.

Because Identity theft can happen anywhere to anyone, the A.E. Mourad Agency, Inc. has contracted with LifeLock, the industry leader in proactive identity theft protection.

This service is available to our clients at a discount from the normal retail price. LifeLock offers a proven solution that prevents your identity from being stolen before it happens. They protect your identity and personal information and guarantee their service up to $1,000,000. In addition, they also offer the only identity theft child protection program available in the market.

Identify Theft Statistics:

You Are:
  • 26 times more likely to be a victim of ID Theft than of a violent crime.
  • 1,826 times more likely to be a victim of ID Theft than you are to be murdered.
  • 21 times more likely to be a victim of ID Theft than to have your home burglarized.
  • 25 times more likely to be a victim of ID Theft than have your car stolen.
  • 2 times more likely to be a victim of ID Theft than you are of being in an auto accident.
  • 8 times more likely to be a victim of ID Theft than you are of dying.

Total Number of Crimes in 2004 (Source 2004 FBI National Crime Survey)

Violent Crimes: 616,822........................Murder: 8,668
Home Burglary: 771,697........................Auto Theft: 637,503

For more information on how we can serve your insurance needs, please call A.E. Mourad Agency at (248) 336-1600.
 
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