Established in 1894, the Detroit Insurance Agency (DIA) is one of Michigan’s oldest
continuous insurance agencies. DIA provides employee benefits services to small
business (with 2 to 15 employees) in and around the Metro Detroit area. Over the
past century, the DIA has built an exclusive product portfolio as well as an exceptional
customer service model.
As a small business owner, you have countless demands on your time. The last thing you
need is the challenge of single-handedly finding the best insurance plan — or finding
the answer to yet another benefits-related question from an employee.
That's where Detroit Insurance Agency comes in. Acting as your advisor for employee
benefits, we make life easier. Our national carrier relationships give you access to
the best selection of insurance products at the best value. You won't have to face
uncertainty about which plan is right for your business. Our experienced benefit
consultants ensure an expert is there to assist with both employer and employee questions.
The associates at DIA have a thorough knowledge of both the products and the benefit
programs available to small employers and will help you design the optimal benefit plan
by understanding your unique needs and delivering a cost effective program to fit your budget.
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Click here to contact a Detroit Insurance Agency representative
Highlights of the DIA difference
Cost Savings
Our experienced benefit consultants take the confusion out of making key benefits decisions,
providing you with both cost savings — and peace of mind.
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A proprietary employee benefits evaluation and planning process to help determine the
right mix of products based on your specific needs;
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A full range of health and benefits products to help ensure the best solution for
your employees — and your budget;
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Ancillary products that provide both immediate cost savings and long-term stability of premiums;
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Employee contribution analysis.
Product Mix
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A full range of health and benefits products from the world’s most respected
and financially sound insurance carriers to help ensure the best solution for
your employees — and your budget;
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A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well
as “newer” plans such as Consumer Driven Health Care Models, Health Savings
Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….
Administrative Support
As a small business owner, you want to focus on growing your business, not
managing benefits. DIA can help with a range of administrative support services, including:
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A full range of health and benefits products from the world’s most respected
and financially sound insurance carriers to help ensure the best solution for
your employees — and your budget;
-
A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well
as “newer” plans such as Consumer Driven Health Care Models, Health Savings
Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….
Liability Reduction
By helping you manage your employee benefit program, we limit your liability
relating to your benefits program. Expert assistance includes:
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Access to our employee benefits professionals and our exclusive
MyWave® Portal
that can help you take advantage of opportunities — and avoid pitfalls — associated
with employee benefit administration and filings;
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A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well
as “newer” plans such as Consumer Driven Health Care Models, Health Savings
Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….
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Employee benefit compliance review for HIPAA and document compliance;
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Plan document preparation;
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Customized enrollment guides.
Innovative Technology
As the agency of choice for small group employee benefits, DIA continues to evolve to meet
your needs, with innovative products and online services that minimize costs, reduce
administrative hassles and keep you ahead of the curve. These innovations include:
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Online Employee Benefits Resource
that helps you to help yourself 24/7 with resources that build convenience into managing your
everyday work tasks.
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MyWaveHR® your Electronic
Human Resource Assistant that gives you the power to view documents on command, view
comprehensive legislative and compliance guides (such as HIPAA, COBRA, FMLA, Section
125, etc.), access HealthShop an online consumer information center to help your
employees live a healthier lifestyle and also provides a resources area with useful
links and articles to industry-related web sites.
Detroit Insurance Agency is a wholly owned subsidiary of the A.E. Mourad Agency, Inc.