Skip Navigation LinksHome : Small Business Benefits : Detroit Insurance Agency

Detroit Insurance Agency

Established in 1894, the Detroit Insurance Agency (DIA) is one of Michigan’s oldest continuous insurance agencies. DIA provides employee benefits services to small business (with 2 to 15 employees) in and around the Metro Detroit area. Over the past century, the DIA has built an exclusive product portfolio as well as an exceptional customer service model.

As a small business owner, you have countless demands on your time. The last thing you need is the challenge of single-handedly finding the best insurance plan — or finding the answer to yet another benefits-related question from an employee.

That's where Detroit Insurance Agency comes in. Acting as your advisor for employee benefits, we make life easier. Our national carrier relationships give you access to the best selection of insurance products at the best value. You won't have to face uncertainty about which plan is right for your business. Our experienced benefit consultants ensure an expert is there to assist with both employer and employee questions.

The associates at DIA have a thorough knowledge of both the products and the benefit programs available to small employers and will help you design the optimal benefit plan by understanding your unique needs and delivering a cost effective program to fit your budget.

-> Click here to contact a Detroit Insurance Agency representative

Highlights of the DIA difference


Cost Savings

Our experienced benefit consultants take the confusion out of making key benefits decisions, providing you with both cost savings — and peace of mind.
  • A proprietary employee benefits evaluation and planning process to help determine the right mix of products based on your specific needs;
  • A full range of health and benefits products to help ensure the best solution for your employees — and your budget;
  • Ancillary products that provide both immediate cost savings and long-term stability of premiums;
  • Employee contribution analysis.

Product Mix

  • A full range of health and benefits products from the world’s most respected and financially sound insurance carriers to help ensure the best solution for your employees — and your budget;
  • A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well as “newer” plans such as Consumer Driven Health Care Models, Health Savings Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….

Administrative Support

As a small business owner, you want to focus on growing your business, not managing benefits. DIA can help with a range of administrative support services, including:
  • A full range of health and benefits products from the world’s most respected and financially sound insurance carriers to help ensure the best solution for your employees — and your budget;
  • A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well as “newer” plans such as Consumer Driven Health Care Models, Health Savings Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….

Liability Reduction

By helping you manage your employee benefit program, we limit your liability relating to your benefits program. Expert assistance includes:
  • Access to our employee benefits professionals and our exclusive MyWave® Portal that can help you take advantage of opportunities — and avoid pitfalls — associated with employee benefit administration and filings;
  • A full line of “traditional” plans such as; PPO, HMO, POS, Indemnity, as well as “newer” plans such as Consumer Driven Health Care Models, Health Savings Accounts (HSA), Health Reimbursement Arrangement (HRA), and many more….
  • Employee benefit compliance review for HIPAA and document compliance;
  • Plan document preparation;
  • Customized enrollment guides.

Innovative Technology

As the agency of choice for small group employee benefits, DIA continues to evolve to meet your needs, with innovative products and online services that minimize costs, reduce administrative hassles and keep you ahead of the curve. These innovations include:
  • Online Employee Benefits Resource that helps you to help yourself 24/7 with resources that build convenience into managing your everyday work tasks.
  • MyWaveHR® your Electronic Human Resource Assistant that gives you the power to view documents on command, view comprehensive legislative and compliance guides (such as HIPAA, COBRA, FMLA, Section 125, etc.), access HealthShop an online consumer information center to help your employees live a healthier lifestyle and also provides a resources area with useful links and articles to industry-related web sites.

Detroit Insurance Agency is a wholly owned subsidiary of the A.E. Mourad Agency, Inc.


For more information on how we can serve your insurance needs, please call A.E. Mourad Agency at (248) 336-1600.
 
Powered by 7Ware