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Employee Benefits

A.E. Mourad Agency, Inc. develops programs that protect your cash flow and your employees.

Your clients not only deserve exceptional customer service, they deserve an Agency that can
deliver to them leading benefit/health care providers who administer an array of Fully
Insured and Self Funded Programs. Our product portfolio includes the following options
that are available to our clients.

Medical

  • Preferred Provider Organizations (PPO)
  • Health Maintenance Organizations (HMO)
  • Point of Service (POS)
  • Exclusive Provider Organizations (EPO)
  • Traditional Indemnity
  • Health Reimbursement Arrangement (HRA)
  • Fully-Insured Programs
  • Self-Funded Programs

Dental

  • Preferred Provider Organizations (PPO)
  • Health Maintenance Organizations (HMO)
  • Traditional Indemnity
  • Fully-Insured Programs
  • Self-Funded Programs

Prescription Drug Program

  • Discount Card Program
  • Fully-Insured Program
  • Self Funded Program

Vision

  • Discount Card Programs
  • Fully-Insured Programs
  • Self Funded Programs

Life and Accident

  • Group Life Insurance
  • Accidental Death and Dismemberment

Disability

  • Short Term Disability Income
  • Long Term Care Disability Income

Voluntary Plans

  • Life and AD&D
  • Short Term Disability Income
  • Long Term Disability Income
  • Long Term Care
  • Group Legal Services
  • Group Automobile / Home Owners
  • 401K Plans
  • Employee Assistance Programs
  • Wellness Programs
  • Flexible Benefit Programs
  • Travel Accident
  • Cancer Indemnity Policies

Administrative Services

  • Enrollment and Eligibility Solutions
  • Web Based HR & Benefits Communication
  • Claims Auditing
  • Cobra Services
  • FMLA Services
  • Flexible Spending Accounts (FSA)
  • Customized MyWave Web Site
  • Professional Employer Organization (PEO)

Minority Credits:
The A.E. Mourad Agency, Inc. can also offer a selection of these products through a certified minority program (MMBDC) and you organization could potentially receive a full credit for all premiums paid.

Property & Casualty

Commercial Lines

  • Commercial Property
  • Commercial General Liability
  • Business Interruption
  • Employment Practice Liability
  • Directors and Officers Liability
  • Worker's Compensation
  • Risk Management
  • Safety Loss & Control

Personal Lines

  • Homeowners Insurance
  • Personal Articles Floaters
  • Automobile Insurance
  • Boat and Recreational Vehicle Insurance
  • Condominium Insurance
  • Motocycle Insurance
  • Personal Excess Liability
  • Flood Insurance

 

Product Portfolio